Hiring a maid in Singapore involves the payment of several fees and costs items. In general however, these can be broken down into two main categories. These are one-off costs, which are paid once, usually prior to the maid arriving in your home, and recurring costs, which is typically incurred on a monthly basis.
One Off Costs
Cost #1 Maid Agency Fees
Most employers go through a licensed agent when hiring a helper. These agents charge various fees for their services, which can include costs for recruitment, paperwork processing, and other administrative tasks. These fees can vary widely, depending on the agent’s company’s policy and the services they provide. In any case, do ensure that the agent you are dealing with shows you a clear breakdown of these fees before signing any agreement.
Cost #2 Placement Fees
These fees cover the costs of recruiting and placing a suitable helper with the employer. They might include expenses relating to the helper’s travel, medical examinations, and other pre-employment checks. Do ask for a breakdown of these when speaking with your agent.
Cost #3 Work Application Fees
All employers are required to apply for a Work Permit for their helpers. There are fees involved for obtaining the necessary permits. Such fees may vary depending on the duration of the permit and other factors. In all situations, ask the agent to show you the breakdown.
Cost #4 Medical Insurance
Employers are required to provide medical insurance coverage for their helpers. This has to include both inpatient and outpatient medical treatment. The insurance should have a minimum coverage amount and should be valid throughout the helper’s employment. You agent will let you know the cost based on the coverage you have selected.
Cost #5 Security Bond
Employers are also required to post a security bond for each helper they hire. This bond acts as a financial guarantee to ensure that the helper follows the terms of employment. Should there be any breaches, the employer may be required to pay a penalty as stipulated by the Ministry of Manpower (MOM).
Recurring Costs
Cost #6 Monthly Salary
The helper’s salary is the main cost that you will have to bear as an employer over the helper’s employment period. The salary varies based on factors such as the helper’s experience, skills, and the country she comes from. Do budget for this when deciding on your affordability as there are legal ramifications should salaries not be paid on time.
Cost #7 Accommodation and Food
Employers are responsible for providing suitable accommodation and meals for their helpers. These costs are ongoing and should be factored into the overall budget.
Cost #8 Levy
Employers who hire a helper need to pay a monthly Foreign Domestic Worker Levy to the government. The levy amount varies based on factors such as the maid’s nationality, the employer’s residential status, and the primary purpose of the helper.
To Sum Up
Budgeting for these costs is a helpful exercise and the agent you hire should be able to assist in this process.
Should you have further queries about this topic or need assistance in any way regarding your maid, do feel free to reach out below, and we will do our best to help!